Members Brother_Budro Posted September 12, 2008 Members Share Posted September 12, 2008 hahahaa^ Link to comment Share on other sites More sharing options...
Phil O'Keefe Posted September 12, 2008 Share Posted September 12, 2008 You are correct about the companies that specialize in music equipment. But...some companies still won't cover anything if used for commercial purposes. I'm just speaking from personal experience when I looked into this. Every company is different....so do your due dilligence. Absolutely - you do need to maker sure what is covered, and under what circumstances. If you gig a lot, make sure your insurance covers your gear even if it gets stolen on the way to, on the way back from, or at the gig itself. If you're a member of the Musician's Union, or a BMI or ASCAP member, insurance is available through them at a reasonable rate. If not, check various agencies through Google. Try "music equipment insurance" for the search terms - you should get quite a few hits. Just make sure you know what is covered before plunking down your drachmas. Link to comment Share on other sites More sharing options...
Members iansmitchell Posted September 12, 2008 Members Share Posted September 12, 2008 Full-size lojack would work on amps and speaker cabs, MAYBE semi-hollows.Pedalboards, etc? Nota chance. Link to comment Share on other sites More sharing options...
Members Nomad000 Posted September 12, 2008 Members Share Posted September 12, 2008 Print this picture, and stick it on your pedal board. Problem Solved Link to comment Share on other sites More sharing options...
Members taco-man Posted September 12, 2008 Members Share Posted September 12, 2008 Homeowners and renters insurance is not going to cover your gear when you are using it for commercial purposes, even if you schedule things on itemized floaters. I bought a policy with Music Pro Insurance. I haven't ever entered a claim with them, so I can't vouch for that part of their service. You can get $10,000 for $200 per year. One weird thing is that their policies only run from June 20 to June 20. So if you buy the policy in May, get ready to pay $200 again in June. Anyway, you can manage your itemized list through their website, even with the ability to upload a spreadsheet. It is an open-peril type policy, meaning all hazards are covered, with exceptions such as War, Dishonest acts, Wear and tear, etc. There is also an exclusion about stuff stolen from an unattended, unlocked vehicle or a vehicle with no visible signs of forced entry.https://www.musicproinsurance.com/InstEquip.aspx Link to comment Share on other sites More sharing options...
Members T3 Posted September 13, 2008 Members Share Posted September 13, 2008 At your gig if you have multiple guitars put them all in cases and run a chain through the handles of all of them and lock it tight. It's easy to walk off with one guitar case... try moving 10 of them at once without anyone noticing. this needs bumping, it's good advice. a simple, light bike chain or something is plenty, just connect all your {censored} together, much harder for someone to lift it... Link to comment Share on other sites More sharing options...
Members Liberty Belle Posted September 13, 2008 Members Share Posted September 13, 2008 how about just watching your gear or having a trusted friend watch it when you cant, never take your eyes off it, it wont get stolen then will it. its not the answer you were looking for but it works. Link to comment Share on other sites More sharing options...
Members Screaming Stone Posted October 1, 2008 Members Share Posted October 1, 2008 Everyone's getting their gear ripped off - and the police's system just plain sucks in recovering. Why? First off it uses serial numbers - and the system doesn't use fuzzy logic - it has to match exactly - and there is too much possibility for human error. PLUS someone has to actively conduct a serial number search for your gear in the system - think a cop/detective is going to spend time doing that? Your best bet if you get ripped off is to contact the local musician community - we are the ones going in to the stores to check out new gear - we are the ones who are going to find it (hopefully b4 the scum collectors who drool over the thought of buying stolen gear.) Link to comment Share on other sites More sharing options...
Members rydia is hot Posted October 1, 2008 Members Share Posted October 1, 2008 i'm in the process of photographing all of my gear with serial numbers visible. might not help, but it's better than going "oh, that dl-4 has scratches on it. must be mine!" Link to comment Share on other sites More sharing options...
Members L_Z_nut Posted October 1, 2008 Members Share Posted October 1, 2008 I found this on SM's site a while ago. Seems pretty damn pricey to me, but if you own some expensive guitars you might want it. http://www.stewmac.com/shop/Accessories/Security.html Short of getting a GPS chip installed in all your gear, this is probably the best option. It's basically the same thing they use for pets. Link to comment Share on other sites More sharing options...
Members The Friendly Ranger Posted October 1, 2008 Members Share Posted October 1, 2008 I think Carvin puts those in their guitars. Link to comment Share on other sites More sharing options...
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