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Flatball

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Might be, if I had a job!

 

Then I'd have to get a loan:

 

In August of this year, I found my ultimate "dream" apartment; a little one-bedroom park-side loft re-listed on the market as a short sale for half its original asking price. I made an offer. 24 hours later, the owner accepted, and my loan was pre-approved. All signs seemed to point to a swift and hassle-free real estate transaction -- that is, until the bank got involved.

In the 9 weeks and 6 days that followed, I read one counter-offer after another, signed more dotted lines than a public notary, and supplied more financial and private information about myself than people waiting to meet the Pope -- only to be told after much hoop-leaping that I was denied: I, with an excellent credit rating, stable job, 20% down payment, and low ratio of personal debt to income.

http://www.elliottwave.com/freeupdates/archives/2010/10/26/An-End-To-Easy-Lending-The-Irony--Agony-Of-Real-Estate.aspx

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