I make 40 grand a year--no kids, not married. I've lived on alot less, though, for many years, so it was sort of hardwired that you get used to spending or living on a certain amount. We got a whole bunch of bonuses in the last few months--a few grand at a time, but I also have a very physically demanding job, and i'm great at data entry and a whole bunch of jack of all trades things that most people in my field don't (can't) do. It would be nice to earn more, but in alot of ways, I don't need a heckuva lot more.....i've got to the point where I realize that the game changes when you have more money, anyways--you just upgrade to a different level of quality or expenses and then it again never seems to be enough when you hit that level (the toys just get bigger and more expensive)....and you realize that someone always has more. I'm lucky that I make enough to dump enough money into the sinkhole of making music and buying gear (guitars, amps, basses, recording gear, mics, preamps), ha ha....I don't need kids, because that's goddamned demanding enough!