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When you talk with the insurance company make sure you are really clear with them about where it's covered and where it's not, if you use your gear as part of a buisness (if you charge or recieve money for it - it's a buisness), and what proof you need to show that the gear is yours (a receipt or a photo?), and will they pay replacement cost? For example if you have an early issue triangle knob Big Muff stolen (value $300-600 depending on condition) will they pay you for that or just the amount for a NEW Big Muff ($75)?

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