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OT: Tax Return


Crxsh

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So... I saw the little chart that tells you when to expect your tax return and I'm getting mine back on/by the 16th since I went the Direct Deposit route.

 

But I'm a little confused as to how the stimulus package works though. Is that going to be included on top of my return? Or will it be something separate? Me and my wife both qualify ... so we should be getting a nice heap o' cash ... but I don't know when to expect it.

 

Anyone know anything about this?

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I recieved my tax return a month ago so I would assume that they're going to be sent seperately. Having a kid really helps you get some cash back. My tax return funded my new Gibby and my gubmint check is going towards one of these:
Toshiba-REGZA-H3000-hdtv-lcd.jpg

As much as I'll like my new TV I still think that this is yet another dumb idea from our current administration.

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Nah Pbone, on top.


Bush did it to "stimulate" the economy.

He thinks if everyone (who filed a valid return this year) spends this extra money, it would boost the US out of the recession that it's headed for.


Thanks Bush.

 

 

I'm pretty sure pbone is right. It's kinda like a tax advance from next year. Heard it on the news and such

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yeah its an extra $600 bucks on top of your return...mine is going right out the door to students loans...and maybe a Fuzz Factory...TechBrother that TV is awesome!! how big is it?



I'm getting a 42" Regza LCD to hang in my living room. Nothing crazy nice but I've wanted to get one for a while but my wife wouldn't let me get another expensive TV. Now that my baby daughter can walk over to the current TV and change the channels my wife is all about mounting a new TV on the wall.

Sorry to hear about the student loans. I highly suggest still getting a pedal though! ;)

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From the horses mouth.. aka the IRS:

Q. Will the payment I receive in 2008 reduce my 2008 refund or increase the amount I owe for 2008?

A. No, the Stimulus Payment will not reduce your refund or increase the amount you owe when you file your 2008 return.

and...

Many, but not all, taxpayers qualify for the maximum basic payment of $600 for singles or $1,200 for married couples. Many parents are also receiving an additional $300 for each qualifying child, born after Dec. 31, 1990

There's aslo a schedule of when you can expect it

http://www.irs.gov/newsroom/article/0,,id=181972,00.html
:thu:

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yeah its an extra $600 bucks on top of your return...mine is going right out the door to students loans...and maybe a Fuzz Factory...TechBrother that TV is awesome!! how big is it?

 

 

I'm with you, I'll get about 1300 back and it's all going to the ol' credit card. And then, that $300/month I have budgeted to pay off credit cards can start going toward new gear. Stoked.

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Technically, it's an advance on a
tax credit
that will be on your 2008 return. But since no one has filed a 2008 return yet, they are basing the amount on info from your 2007 return.

 

 

What? Last year's return? That's lame.... I think I still qualify though.

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I was listening to Clark Howard on the radio, and the only SMART thing to do with this money is pay down debt... sicne it is money that you are taking away from yourself next year... bascially in his idea, you are giving yourself a loan, so why not pay down the 8-29% interest you are getting hit with monthly for yoru car loan/credit card..ect..

...then next year at tax time, blow the amount you saved on that interest on something for you...

seemed to make sense to me... $600 check thsi month to pay off debt... if you figure $30 of interest on 1 credit card, times 12 months = $360 you can spend next May on whatever and be $600 less in debt...



but I know I am not in the majority when it comes to thoughts on managing/saving money ... but just wanted to throw it out there...

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I was listening to Clark Howard on the radio, and the only SMART thing to do with this money is pay down debt... sicne it is money that you are taking away from yourself next year... bascially in his idea, you are giving yourself a loan, so why not pay down the 8-29% interest you are getting hit with monthly for yoru car loan/credit card..ect..


...then next year at tax time, blow the amount you saved on that interest on something for you...


seemed to make sense to me... $600 check thsi month to pay off debt... if you figure $30 of interest on 1 credit card, times 12 months = $360 you can spend next May on whatever and be $600 less in debt...




but I know I am not in the majority when it comes to thoughts on managing/saving money ... but just wanted to throw it out there...

 

 

Yeah, I would guess that the majority of Americans will NOT be spending this money. Not when gas is almost $4 a gallon. Nope, most of us will be either paying of current debts or putting it away.

 

I did not know about this "advance on next year's taxes" idea. I'm not surprised and actually a little miffed that I didn't hear about it and that I didn't have a more skeptical attitude - I mean, there's no free lunch, right?

 

Here's my fear: The people that will be spending the money, are people that are more likely to be in debt. So rather than use the money to pay off their current debts, they're gonna waste it and continue to be in debt. Then, as we head deeper in to the recession (let's call it what it is), the majority of us will be bailing out the people that did not save/invest/pay off debt w/ their stim. package money.

 

My advice to all you soon to be graduating college kids: Save at least 1/2 of your check. Student loans are a byotch!

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I'm getting a 42" Regza LCD to hang in my living room. Nothing crazy nice but I've wanted to get one for a while but my wife wouldn't let me get another expensive TV. Now that my baby daughter can walk over to the current TV and change the channels my wife is all about mounting a new TV on the wall.


Sorry to hear about the student loans. I highly suggest still getting a pedal though!
;)



cool congrats on the the TV!! I hope you have HD to go with that TV, and yeah thats smart to do for the baby, but games will never be the same :thu: ....but yeah my student loans are horrible, they are like $400 bucks a month for 25 years...if i didnt have a student loan I could be saving so much money and buying a lot of gear. But i do have rent and bills and insurance to pay to...welcome to the real world i guess :rolleyes:

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What's the deal with this tax return business then? Do you all pay too much tax each month and then get a chunk back at the end of the year? Is that system mandetory?


No such luck here, you only get a tax rebate if you paid too much by accident.



They take money out of your paycheck based on what you think you will owe, and then after the end of the year you file a form that calculates what you actually owe. If you had too much taken out, they give it back. If you didn't have enough taken out, you send more money.

The payment that is the subject of this thread is an additional "stimulus" payment that the government has concocted to "stimulate" the economy by enticing people to spend the dough on consumer goods.

If they really wanted to stimulate me, they could have sent me Shakira...

070914_shakira_vlrg_4a.widec.jpg

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its not an advance on next years return.

also, yes, theoretically, this money only really helps the economy out if its spent on new items as opposed to you paying off your debts with it.... by entering new funds into the market place we increase marketplace activity which supposedly COULD help the inflation and or decrease in value of the dollar.

my theory -- buy a new $600 luxury item from either other individuals or an american based company. i bought some stuff.

hmm... i wonder what YOU could do with your money.. V

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