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So I'm in the market for good gear coverage. We have a 2 million blanket policy on our mobile stage, but it doesn't cover our gear for other gigs and events outside of that. I know it's been discussed here many times before, just want to get some feedback and links to others good experiences.

Need to cover all our instruments as well as P.A. gear and lighting. All of a sudden it seems I'm working my butt off and my gear is not covered.

I don't want Mary Muffin Top using my subwoofers for pole dancing and tearing the crap outta them,then having to figure out how to replace it!

Thanks!!

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Keep your deductible in mind when pricing. How much can you afford to participate in covering a loss versus how much can you pay in annual premiums? This is a big factor in pricing, as well as where the gear is stored and how it is secured between gigs.

 

As far as links, if you're a Musician's Union member, you can get good coverage at a very fair price. http://www.afm.org

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